Due to an ATM vendor issue, Centier’s ATM services are currently unavailable and we are working with the ATM vendor to restore services. Debit card transactions are not impacted, and you can access your cash, surcharge-free, in the AllPoint ATM network located in CVS, Speedway, and other retailers. Deposits can be made at the branch, mobile banking, or at the branch night drop. We apologize for the inconvenience.  
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Small Business Loans & Financing

Experience the advantages of choosing Centier Bank, an SBA Preferred Lending Partner, for your small business financing needs. Centier Bank stands out among the nation's leading financial institutions, ranking within the top 10% of all SBA lenders.* Our unwavering commitment to supporting businesses like yours sets us apart, providing a reliable source of funding and unparalleled expertise.

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Term Loans

Term loans offer longer working capital than other financing options. Loans are available with a variety of terms and repayment options. Whether you're looking to acquire real estate, purchase equipment, or expand operations, we have the right options and expertise to help you make the best financing decision.
Lines of Credit

Seasonal and revolving lines of credit provide short-term working capital to supplement cash flows. Take advantage of supplier discounts and finance seasonal operating expenses. Single maturity notes are also available.
SBA Loans

As local and global economies continue to grow, letters of credit are becoming increasingly popular. Centier can help you guarantee payment to your suppliers and establish credit with new vendors. Whether you are importing and exporting, or need to provide financial security locally, we can meet your needs and deliver the quality service you deserve.

Explore SBA Loan Solutions

Centier Bank is an SBA Preferred Lender and is ranked in the top 10% of all SBA lenders nationally by loan volume.

 

Find the Right Loan for Your Business!

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Loan Type SBA 7(a) Loan SBA 504 Loan

Account Features

 For starting, acquiring and expanding a small business. We also offer a SBA 7(a) Express loan that features an accelerated turnaround time for SBA review. A loan to provide financing for major fixed assets such as equipment or real estate.
Business Net Worth Below $15 million and an average net income below $5 million. Below $15 million and an average net income below $5 million.

Loan Amount

 Up to $5,000,000 Up to $6,500,000 for the Centier financed portion.
Loan Rates Fixed or Variable Fixed or Variable
Loan Terms
 Up to 7 years for working capital, 10 years for equipment, and 25 years for real estate. Up to 20 years on Real Estate and up to 10 years on machinery or equipment.

Small Business Credit Card Support & Online Access

24-hour toll-free live customer assistance available at 800-367-7576. Online account information available 24/7.

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Disclosures

*Source: U.S. Small Business Administration (SBA) 7(a) and 504 Lender Report.

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