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Why Choose Centier for Your Commercial & Industrial Credit Needs?
We Offer Diverse Solutions for Diverse Needs
The benefits of our lending program extend beyond competitive pricing and terms — we can tailor our robust suite of products and services to your business, whether you need funds for working capital, machinery and equipment, or owner-occupied real estate.
Our Capabilities Transcend Commercial Lending
Loans and lines of credit are only a fraction of the full financial picture. You can rely on Centier for virtually all of your business banking needs, such as treasury management, employee services, and business credit cards.
You’ll Gain Experienced & Dedicated Lending Specialists
Our team has decades of hands-on experience in not only C&I lending but also developing personal relationships. With Centier, you don’t just gain a bank, you gain a dedicated partner and financial advisor.
Get the Best Loan for Your Business Needs
It’s important to understand all of your financing options. SBA loans can help new businesses access integral financing and get their operations off the ground.
Find the Right Loan for Your Business!
| Loan Type | SBA 7(a) Loan | SBA 504 Loan |
|---|---|---|
Account Features |
For starting, acquiring and expanding a small business. We also offer a SBA 7(a) Express loan that features an accelerated turnaround time for SBA review. | A loan to provide financing for major fixed assets such as equipment or real estate. |
| Business Net Worth | Below $15 million and an average net income below $5 million. | Below $15 million and an average net income below $5 million. |
Loan Amount |
Up to $5,000,000 | Up to $6,500,000 for the Centier financed portion. |
| Loan Rates | Fixed or Variable | Fixed or Variable |
| Loan Terms |
Up to 7 years for working capital, 10 years for equipment, and 25 years for real estate. | Up to 20 years on Real Estate and up to 10 years on machinery or equipment. |
Explore Our Specialties
Need something else? We have specialty products for a wide array of commercial uses.
- Commercial Real Estate
- SBA Loan Programs
- Community Development
- Warehouse Lending
- Life Insurance Financing
- Residential Development and Construction
- Health Care and Medical Industries
- Assisted Living, Skilled Nursing, & Retirement Communities
- Faith Based Lending
More Commercial Banking & Lending Solutions
