Something for everyone.
Flexibility and easy access make checking accounts the perfect way to manage your finances.
Checking
Compare All Checking Products
Quickly view and compare features of our checking products.
| Account Features | Centier Checking1 | 50 Advantage1 | Interest Checking2 |
|---|---|---|---|
| Summary | A checking account for everyone. | Checking for clients 50 and better! | Earn competitive interest! |
| No Monthly Service Charge with Direct Deposit or E-Statements |
Yes
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Yes
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Yes
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| Earns Interest |
Yes
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Yes
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| Fee Free Nationwide ATMs with Allpoint |
Yes
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Yes
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Yes
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| Free Online Services |
Yes
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Yes
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Yes
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| Free / Discounted Services |
Yes
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| Free Online & Mobile Banking |
Yes
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Yes
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Yes
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| Apply Now | Apply Now | Apply Now |
Checking Account Features
Great features on every checking account!
- Unlimited check writing
- FREE return of check images
- FREE Online Banking
- FREE Online Bill Pay with E-Statements
- FREE Mobile Banking
Switch Kit
Switching banks is easy!
Finally, switching banks is easy! If you're looking for a hassle free way of moving current personal or business accounts, the switch is simple with Centier. With a new Centier account, you'll have all you need to transfer direct deposit, automatic withdrawals, and social security benefits from your previous bank. Follow these steps to hassle free banking!
Step 1. Open a new Centier account at your local Centier Bank or apply online.
You will need your account and bank routing numbers for the next steps.
Your new Centier Checking Account includes:
• FREE Debit/ATM Card
• FREE Online Banking
• FREE Bill Pay, when you receive Centier E-Statements
• FREE Account Balance E-mail notification
Step 2. Stop using your old checking account.
Keep your old checking account open until your direct deposits and automatic payments take effect and until ALL outstanding checks clear.
Step 3. Change or sign up for Direct Deposit.
Use the following Direct Deposit Enrollment Form to inform your employer or other organizations that you have a new Centier Bank account. Fill out the form using the account and bank routing numbers from your new Centier Bank account.
Direct Deposit of Social Security or Government Checks:
The fastest way to change the direct deposit of your Social Security benefits is to fill out forms provided to you by a Centier Customer Service Counselor.
Step 4. Change any Automatic Payments.
If you have any monthly payments, such as utility or loan payments, automatically deducted from your account, you can use the following Automatic Change Request to inform these companies of your new account information.
Step 5. Close your old account.
Once your checks have cleared and your automatic payments have been changed to your new account, you can use the following Request to Close Account form to notify your former bank that you wish to close your account.
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Disclosures
* A fee may apply at foreign ATM locations.
Minimum opening deposit is only $50 for personal accounts.
1 Centier Checking and 50 Advantage Checking accounts require direct deposit or E-Statements or a $100 minimum daily balance to avoid a $2.00 monthly service charge.
2 Interest Checking requires direct deposit or E-Statements along with a minimum daily balance of $500 or $1,000 average monthly balance to avoid a $4.00 monthly service charge.
Government regulations require that financial institutions make disclosures available to you when you apply for a new account. You may read and print our disclosures by clicking the following link - Disclosures.
Customer Notice: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Thank you for your cooperation.
