Free
Checking*
Zero
Connect
Checking & Savings1
$50 Checking & $100 Savings
Free or Connect, which might be right for you?
More Checking Products
Benefits with you in mind
Explore benefits for veterans, clients 50+, and students
Veterans
We are thankful for our veterans. That's why we are proud to offer checking benefits to support those who have served our country.
Clients 50+
We value the lasting relationships we build with our clients. That's why we offer exclusive benefits for clients age 50 and older.
Students
As a student your goals will change. Your checking account should keep up. That's why we offer a free checking account that grows with you through school, your career, and beyond.
Surcharge-Free ATM Access^
55,000 Surcharge Free Allpoint® ATMs. Allpoint gives you the freedom to get your cash how you want, without ATM surcharge fees. Find an ATM Near You.
Use A Digital Wallet
Prefer using a digital wallet on your mobile device? No problem! You can utilize your Centier checking account debit card with Apply Pay® or Google Pay™.
Mobile Deposit
When you utilize Mobile Banking, deposit checks directly from Centier’s mobile app.
Visit Centier to You for access to helpful financial materials! Below are just two examples of topics covered.
Looking for more than just a checking account? At Centier we can help!
Yes, all of our checking accounts come with a Centier Visa debit card. You can use the card directly or link it to your Google or Apple Pay account for even more flexibility.
Yes! We have online banking services and a mobile app for both IOS & Android! Visit our online and mobile banking page to get additional information and download the mobile app.
Disclosures
*Free Checking has no monthly service fee, $0 to open this account, and no minimum daily balance. The account may close after 60 days of no activity and a $0 balance. This account is not eligible for Overdraft Advantage®. No overdraft or return items fees. Other miscellaneous fees may apply, as described in the Service Charge Listing (click here for English and Spanish versions of this disclosure).
1Centier Connect requires both a Connect Checking and Connect Savings account with a common signer. Personal deposits only. Connect Checking requires $0 to open in a branch or $50 to open online; direct deposit or e-Statements or $100 minimum daily balance is required to avoid a $2 monthly fee. Connect Savings requires $0 to open in a branch and $50 to open online. If qualifications are not met, Connect Checking converts to Centier Checking and Connect Savings converts to Statement Savings. All terms and conditions of those accounts will apply.
2Centier Checking requires $0 to open in a branch or $50 to open online. Direct deposit or e-Statements or a $100 minimum daily balance required to avoid a $2.00 monthly service charge. This account may be eligible for Overdraft Advantage®.
3Interest Checking requires $0 to open in a branch or $50 to open online. Requires direct deposit or e-Statements and a $500 minimum daily balance or a $1,000 average monthly balance to avoid a $4.00 monthly service charge. No minimum balance requirement or monthly service charge if a least one account owner is current or former U.S. Military, current First Responder or K-12 Teacher, or age 50+. First responders are defined as Firefighter, EMS, Law Enforcement, or National Guard. Identification is required. This account may be eligible for Overdraft Advantage®.
⁴Smart Choice Checking requires $0 to open the account. Overdraft Transfer service is available to cover overdrafts on this account at no charge, but the service must be set up in advance. There are no dormant account fees on this account. Smart Choice is a certified Bank On product. This account is not eligible for Overdraft Advantage.
^A fee may apply at foreign ATM locations.
If the application is submitted after normal business hours, it may take up to two business days to validate your requested information.
Government regulations require that financial institutions make disclosures available to you when you apply for a new account. You may read and print our disclosures by clicking the following link - Disclosures.
Customer Notice: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Thank you for your cooperation.
Centier reserves the right to discontinue any offer at any time.
Apple, the Apple logo, iPhone, iPad, Apple Pay, Apple Watch, Face ID, Touch ID and Mac are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.