

Find The Right Checking Account For You
Open a checking account that meets your daily needs and helps you reach your financial goals. Are you are looking for low fees or incentives to help save you money? We offer a variety of online checking accounts to get you there. Plus - all checking accounts come with exciting features to help you better manage your money.
Centier Checking1
A flexible personal checking account experience for effortless banking!
APY:
0%
Opening Minimum:
$50
Monthly Fees:
$0
with e-Statements or direct deposit, or $100 minimum daily balance.
OR
$2/month
Centier 50 Advantage1
A interest bearing checking account for clients 50 and better!
APY:
.01%-.04%*
Opening Minimum:
$50
Monthly Fees:
$0
with e-Statements or direct deposit, or $100 minimum daily balance.
OR
$2/month
Interest Checking2
A checking account that provides you competitive interest on your money!
APY:
.01%*
Opening Minimum:
$50
Monthly Fees:
$0
with e-Statements or direct deposit, along with a $500 minimum daily balance or $1000 average monthly balance.
OR
$4/month
Connect Checking4
Centier Connect links your checking and savings – and rewards you with a premium savings rate.*
APY:
.01%-.25%*
Opening Minimum:
$50 Checking and $100 Savings
Monthly Fees:
$0
with e-Statements or direct deposit, or $100 minimum daily checking account balance.
OR
$2/month
Veterans Checking5
Benefits for all current military service members and veterans.
APY:
.10%5
Opening Minimum:
$25
Monthly Fees:
$0
with e-Statements or direct deposit, or $100 minimum daily balance.
OR
$2/month
Get Started!
Checking Account Features
Life can be stressful, but we believe that your banking shouldn't be! View some of the many features that are included with every Centier Bank Checking Account!

Surcharge-Free ATM Access
EZ deposit ATMs available at Centier Branch locations. Also, our partner networks provide you thousands of ATMs available all over the US. Find an ATM Near You.

Unlimited Check Writing
No limits on the amount of checks you can write with any of our checking accounts!

Centier Visa® Debit Card
Receive a Centier Visa Debit Card with every checking account to utilize while on the go or with your favorite digital wallet!

Free Online and Mobile Banking
Access and mange your funds at your convenience!Read More about Mobile & Online Banking

Use A Digital Wallet
Prefer using a digital wallet on your mobile device? No problem! You can utilize your Centier checking account debit card with Apply Pay or Google Pay

Bill Pay
Move Money and schedule bill payments securely and conveniently – 24/7 when utilizing e-statements.

Mobile Deposit
When you utilize Mobile Banking, deposit multiple checks directly from Centier’s mobile app.

Person-To-Person Payments
With Online/Mobile Banking, Move Money and send personal payments to friends and family in a matter of minutes with real-time P2P.
How Else Can we Assist?
Have More Questions?
Book an Appointment or Visit a Branch Today!
Disclosures
1 Centier Checking and 50 Advantage Checking accounts require direct deposit or e-Statements or a $100 minimum daily balance to avoid a $2.00 monthly service charge.
2 Interest Checking requires direct deposit or e-Statements along with a minimum daily balance of $500 or $1,000 average monthly balance to avoid a $4.00 monthly service charge.
3 Centier Checking, Connect Checking, 50 Advantage and Veterans checking accounts require direct deposit or e-Statements or a $100 minimum balance to avoid a $2.00 monthly service charge. Interest Checking requires direct deposit or e-Statements along with a minimum daily balance of $500 or $1,000 average monthly balance to avoid a $4.00 monthly service charge.
4Centier Connect requires both a Connect Checking and Connect Savings account with a common signer. Personal deposits only. Connect Checking requires $50 to open; direct deposit or e-Statements or $100 minimum daily balance is required to avoid a $2 monthly fee. Connect Savings requires $100 to open. Transfers from a savings account to another account, or to third parties by preauthorized, automatic, telephone, or computer transfers or by check, draft, or similar order to third parties, are limited to six per month. If qualifications are not met, Connect Checking converts to Centier Checking and Connect Savings converts to Statement Savings. All terms and conditions of those accounts will apply.
5To qualify for Centier Veterans Checking, an individual on the account must have past or present U.S. Armed Forces military service. A copy of a military ID may be required. Interest paid monthly on all balances. 0.10% Annual Percentage Yield (APY) as of March 31, 2020. Fees may reduce earnings. Four Centier fees waived for Non-Centier ATM withdrawals per statement period. Non-Centier ATMs are considered ATMs not owned by Centier or ATMs not in the Allpoint Network. Fees from the ATM owner still apply. Normal fees apply after the fourth withdrawal transaction in a statement period. Overdraft fees reduced to $25 from the standard $35 charge. First box of corporate image checks with American Flag in background are free. Direct Deposit or e-Statements or $100 minimum daily balance is required to avoid a $2 monthly fee.
6Free Checking with e-Statements is applicable to all Centier Checking account products. Free Checking requires the enrollment of e-Statements. Failure to enroll in E-statements may result in a monthly service charge if minimum daily balance or average monthly balance requirements are not met or if you do not have direct deposit.
^A fee may apply at foreign ATM locations.
If the application is submitted after normal business hours, it may take up to two business days to validate your requested information.
Bank rules and regulations apply. Minimum opening deposit is only $50 for personal accounts. Except for Veterans checking which is $25.
Government regulations require that financial institutions make disclosures available to you when you apply for a new account. You may read and print our disclosures by clicking the following link - Disclosures.
Customer Notice: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Thank you for your cooperation.
*APY = Annual Percentage Yield. Connect Savings: APY current as of 3/17/20. If 50 or more qualified debit card transactions post per statement cycle: $0-$50,000 earn 0.25% APY | $50,000.01 and greater earn 0.25% APY. If 18 - 49 qualified debit card transactions post per statement cycle: $0-$50,000 earn 0.10% APY | $50,000.01 and greater earn 0.10% APY. Less than 18 qualified debit card transactions results in entire savings balance earn 0.01% APY, 0.01% Rate. Centier 50 Advantage: APY varies depending on account balance, $0 – $4,999 earn 0.01% APY | $5,000.01 - $24,999.99 earn 0.2% APY | $25,000 – $49,999.99 earn 0.03% APY | $50,000+ earns 0.04% APY. Interest Checking: APY is 0.01%.
ATM transactions do not count as qualified debit card transactions. Bank is not responsible for merchant settlement delays. Fees could reduce earnings. Rates are subject to change without notice. Other terms and conditions apply. Member FDIC.
Centier reserves the right to discontinue any offer at any time.
Personal Banking / Checking Accounts