Something for everyone.
Flexibility and easy access make checking accounts the perfect way to manage your finances.
Checking
Compare All Checking Products
Quickly view and compare features of our checking products.
| Account Features | Centier Checking | 50 Advantage | Interest Checking |
|---|---|---|---|
| Summary | A checking account for everyone. | Checking for clients 50 and better! | Earns interest. Requires $500 minimum daily balance or $1,000 Average Monthly Balance. |
| No Monthly Service Charge with Direct Deposit or eStatements |
Yes
|
Yes
|
Yes
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| Earns Interest |
Yes
|
Yes
|
|
| Free Visa® Debit Card1 |
Yes
|
Yes
|
Yes
|
| Free Online Services |
Yes
|
Yes
|
Yes
|
| Free / Discounted Services |
Yes
|
||
| Over 23,000 Free ATMs Nationwide |
Yes
|
Yes
|
Yes
|
| Free Mobile Banking |
Yes
|
Yes
|
Yes
|
| Apply Now | Apply Now | Apply Now |
Checking Account Features
Great features on every checking account!
- FREE Online & Mobile Banking
- FREE Bill Pay with E-Statements
- Over 23,000 Fee Free ATMs Nationwide
- No Account Access Fees
- Save Money with Round Up Savings
Centier Checking
Average Rating: 5.0 stars
A checking account for everyone.
- No Monthly Service Charge with Direct Deposit or e-Statements
- FREE VISA® Debit Card1
- FREE Online Banking
- FREE Mobile Banking
- FREE Bill Pay with e-Statements
- Over 23,000 FREE ATMs Nationwide
- Unlimited Check Writing
50 Advantage
Average Rating: 3.0 stars
Checking for clients 50 and better!
- No Monthly Service Charge with Direct Deposit or e-Statements
- FREE VISA® Debit Card1
- FREE Online Banking
- FREE Mobile Banking
- FREE Bill Pay with e-Statements
- Over 23,000 FREE ATMs Nationwide
- Unlimited Check Writing
- Earns Interest
- Additional Free / Discounted Services
Interest Checking
Average Rating: 5.0 stars
A checking account that earns interest.
- No Monthly Service Charge with Direct Deposit or e-Statements along with a minimum daily balance of $500 or $1,000 average monthly balance
- FREE VISA® Debit Card1
- FREE Online Banking
- FREE Mobile Banking
- FREE Bill Pay with e-Statements
- Over 23,000 FREE ATMs Nationwide
- Unlimited Check Writing
- Earns Interest
Switch Kit
Switching banks is easy!
Finally, switching banks is easy! If you're looking for a hassle free way of moving current personal or business accounts, the switch is simple with Centier. With a new Centier account, you'll have all you need to transfer direct deposit, automatic withdrawals, and social security benefits from your previous bank. Follow these steps to hassle free banking!
Step 1. Open a new Centier account at your local Centier Bank or apply online.
You will need your account and bank routing numbers for the next steps.
Your new Centier Checking Account includes:
• FREE Debit/ATM Card
• FREE Online Banking
• FREE Bill Pay, when you receive Centier E-Statements
• FREE Account Balance E-mail notification
Step 2. Stop using your old checking account.
Keep your old checking account open until your direct deposits and automatic payments take effect and until ALL outstanding checks clear.
Step 3. Change or sign up for Direct Deposit.
Use the following Direct Deposit Enrollment Form to inform your employer or other organizations that you have a new Centier Bank account. Fill out the form using the account and bank routing numbers from your new Centier Bank account.
Direct Deposit of Social Security or Government Checks:
The fastest way to change the direct deposit of your Social Security benefits is to fill out forms provided to you by a Centier Customer Service Counselor.
Step 4. Change any Automatic Payments.
If you have any monthly payments, such as utility or loan payments, automatically deducted from your account, you can use the following Automatic Change Request to inform these companies of your new account information.
Step 5. Close your old account.
Once your checks have cleared and your automatic payments have been changed to your new account, you can use the following Request to Close Account form to notify your former bank that you wish to close your account.
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Disclosures
1 A fee may apply at foreign ATM locations.
2 If the application is submitted after normal business hours, it may take up to two business days to validate your requested information.
Bank rules and regulations apply. Minimum opening deposit is only $50 for personal accounts.
Centier Checking and 50 Advantage checking accounts require direct deposit or e-Statements to avoid a $2.00 monthly service charge. Interest Checking requires direct deposit or e-Statements along with a minimum daily balance of $500 or $1,000 average monthly balance to avoid a $4.00 monthly service charge.
Government regulations require that financial institutions make disclosures available to you when you apply for a new account. You may read and print our disclosures by clicking the following link - Disclosures.
Customer Notice: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Thank you for your cooperation.